Why Cosign?

Built by landlords for landlords to fulfill our mission of expanding housing access for renters

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92%
approval rate
100k+
apartments covered nationally
500+
management partners
Trusted by top landlords
and industry leaders
A screenshot of Cosign functionalities showing an Approved statusA screenshot of Cosign features showing the 'Add a property' function
Features

Fill units faster with guaranteed protection

Expand your renter pool

Turn conditionally approved or declined applicants into qualified residents, keeping occupancy rates sky-high.

Turn conditionally approved or declined applicants into qualified residents, keeping occupancy rates sky-high.

Built to make you whole

From lost rent to legal fees and damages, Cosign eliminates risk and protects your bottom line.

From lost rent to legal fees and damages, Cosign eliminates risk and protects your bottom line.

Dynamic coverages

Tailor protection to each property with flexible coverage for lost rent, scheduled fees, damages, and holdovers.

Tailor protection to each property with flexible coverage for lost rent, scheduled fees, damages, and holdovers.

Benefits

How Cosign supports
your leasing goals

Built by property managers for property managers

50+ years of property management experience from the c-suite team. Applicant conversions are consistently rated a top painpoint for property managers, Cosign is built to help qualify and convert more applicants.

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Cosign is a landlord and renter's best friend

Cosign is a unique product for renters and landlords—we help renters lease their dream apartment while protecting landlords from delinquency caused by unqualified tenants.

Free for landlords

Cosign is a no fee product for landlords, allowing them to expanding housing choice for renters without incurring additional costs.

Easy to use

Cosign's referral process takes onsite managers or leasing teams less than 60 seconds.

Expanding housing access for those who need it most

By qualifying more applicants for apartments, Cosign expands access to affordable housing options for renters who may have nowhere else to turn.

Risk free screening process

There is no fee for an applicant to be screening by Cosign, and Cosign only runs a soft credit check so there is no impact on an applicants credit.

Purpose-built tech for property leasing teams

Built by world class engineers with a background in multifamily software, Cosign integrates seamlessly into your existing leasing process leaving site teams to focus on what they do best: signing leases!

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Built by property managers for property managers

50+ years of property management experience from the c-suite team. Applicant conversions are consistently rated a top painpoint for property managers, Cosign is built to help qualify and convert more applicants.

Cosign is a landlord and renter's best friend

Cosign is a unique product for renters and landlords—we help renters lease their dream apartment while protecting landlords from delinquency caused by unqualified tenants.

Free for Landlords

Cosign is a no fee product for landlords, allowing them to expanding housing choice for renters without incurring additional costs.

Easy to use

Cosign's referral process takes onsite managers or leasing teams less than 60 seconds.

Expanding housing access for those who need it most

By qualifying more applicants for apartments, Cosign expands access to affordable housing options for renters who may have nowhere else to turn.

Purpose-built tech for property leasing teams

Built by world class engineers with a background in multifamily software, Cosign integrates seamlessly into your existing leasing process leaving site teams to focus on what they do best: signing leases!

Risk free screening process

There is no fee for an applicant to be screening by Cosign, and Cosign only runs a soft credit check so there is no impact on an applicants credit.

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Built for you

Cosign vs Competitors

Helping you lease smarter, faster, and with less risk.

Dynamic review. We approve more renters by looking beyond just credit scores.
Customizable coverages. Choose from 3x to 12x rent coverage —flexible protection that fits your needs.
Easy to use. From approval to payment, our platform is simple, fast, and user-friendly.
24/7 customer support. Questions? We’re here for you and your renters anytime, day or night.
Competitors
Rigid qualification criteria. Many deny applicants who could otherwise be solid tenants.
One-size-fits-all coverage. Limited options that don’t adapt to your property’s risk profile.
Outsourced or slow claims. Delays and finger-pointing when it matters most.
Dynamic review. We approve more renters by looking beyond just credit scores.
Customizable coverages. Choose from 3x to 12x rent coverage —flexible protection that fits your needs.
Easy to use. From approval to payment, our platform is simple, fast, and user-friendly.
24/7 customer support. Questions? We’re here for you and your renters anytime, day or night.
Rigid qualification criteria. Many deny applicants who could otherwise be solid tenants.
One-size-fits-all coverage. Limited options that don’t adapt to your property’s risk profile.
Outsourced or slow claims. Delays and finger-pointing when it matters most.
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Real results

Case Studies

How we can help

How Asset Living improved leasing performance across high-supply markets with Cosign

+10%
Increase in applicant-to-lease conversion rate
24hs
Average time to approve an applicant with Cosign
How we can help

How Freeman Webb accelerated their lease-up using Cosign

13%
Increase in occupancy in a 6 month period
$6.7m
Increase in asset value via improved occupancy
How we can help

Read Properties uses Cosign to fill more units

+$4m
In annual rental revenue generated
+11%
Increase in conversion rate from applicant to resident
How we can help

Cosign stimulates demand by qualifying more applicants

61%
Applicant conversion rate
$573k
Increase in annual revenue
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Testimonials

What our partners are saying

"Cosign's a no brainer to drive NOI across any multifamily portfolio. More approvals, lower turnover, and real value at the asset level."
Jeremy Kaner
Managing Partner at Rebuild Capital, Head of Innovation at Olive Tree
“With assets in dozens of markets, we need systems that accelerate growth. Cosign drives faster lease-ups and stronger occupancy that stays high.”
Jake Koenigsberg
Principal, CLK Properties
“Across markets, Cosign helps us approve qualified renters faster - without slowing down operations or exposing us to risk.”
Josh Gold
Asset Management, Read Property Group
“We operate at national scale. Cosign helps us move faster, approve more residents, and standardize leasing across our entire portfolio.”
Nick Roth
Head of Asset Management, Eastman Residential

Frequently asked questions

Does Cosign prevent eviction of a resident?

Cosign limits financial risk for landlords by covering losses up to our maximum coverage amounts, but Cosign only pays claims once a unit has been vacated after a renter default event.

How fast will I receive payment once a claim is filed?

Claims are processed and paid within 5 business days.

Will accepting Cosign alter my leasing process?

Cosign does not require any changes to the existing leasing process. Cosign focuses on converting applicants who would not otherwise qualify to rent apartments, so we are purely additive and will not require any changes for approved rental applicants!

What happens if a covered resident defaults on their lease?

Follow normal onsite procedures! Once the unit has been repossessed and is vacant, file the claim within 60 days for reimbursement from Cosign up to the property's stated coverage amount!

What's the Security Deposit policy with Cosign?

Cosign is customizable, so it's entirely up to the landlord whether an additional deposit is collected.

What are the benefits of Cosign compared to a cosigner?

Cosign eliminates the hassle of chasing down distant familial guarantors. Cosign reduces vacancy, expands your property's rental pool, guarantees rental income, and converts more applicants to residents!

How long does it take to process an application with Cosign?

Approved decisions are generally less than 1 hour after applicants submit their info, and applicants will always know if they are approved the same day their info is submitted.

What happens at lease renewal?

Cosign covers a specific lease term, so at renewal residents can reapply to Cosign for the renewal term. Cosign's fee is discounted for any renewal terms!

How do I sign up to start accepting Cosign?

Book a demo on our website or contact us at info@rentwithcosign.com

What does a Cosign guarantee cover?

Cosign covers lost rent due to a lease default up to specific coverage amount.

What applicants does Cosign help qualify?

Applicants include non-US citizens without U.S. credit history, students without income, young professionals with limited credit, self-employed individuals, and many others!

How much does it cost?

Landlords and property managers never pay a fee. Any fees paid to Cosign are paid by the applicant!

What is Cosign?

Cosign is a guarantor alternative for renters who need a qualified guarantor to secure housing. It helps renters who don't meet standard credit and/or income requirements, while also benefiting property owners by improving lease conversion rates and reducing default risks, ultimately increasing Net Operating Income (NOI). If a renter defaults, Cosign reimburses owners for lost rent.

Still have questions?
From setup to support — everything you need to get started.
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Let’s boost your occupancy rates

Convert more applicants into qualified tenants with Cosign!
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